NEED AN APPRAISAL? 7½ TIPS FOR SUCCESS

When lenders order an appraisal, they’re looking for an accurate, current market value of your home. Since most lenders never see the property in person, the appraiser’s photos and notes shape their entire impression of your home.

Here’s how to prepare your property to get the best possible valuation 👇

1️⃣ Clean and declutter thoroughly

Appraisers evaluate your home based on its condition at the time of inspection.

✔️ tidy every room

✔️ remove clutter

✔️ deep clean surfaces and floors

Present your home as if you were about to list it for sale.

2️⃣ Boost curb appeal from the outside in

The exterior sets the tone before the appraiser steps inside.

✔️ tidy the yard

✔️ sweep walkways

✔️ clear debris or clutter

A welcoming exterior creates a strong first impression that can influence the appraiser’s perspective.

3️⃣ Ensure full access to every room

Appraisers must view all interior spaces — no exceptions.

✔️ unlock all doors

✔️ clear pathways

✔️ allow access to utilities, storage, mechanical rooms

Refusing access can cause delays or even result in a deal being declined.

4️⃣ Provide a list of upgrades and improvements

Appraisers can’t always see hidden improvements.

✔️ electrical upgrades

✔️ plumbing replacements

✔️ HVAC updates

✔️ insulation or structural work

Providing a written list helps ensure nothing is missed in their evaluation.

5️⃣ Update strategically, not excessively

Not all renovations offer equal return.

✔️ focus on paint, flooring, lighting, fixtures

✔️ avoid overspending on kitchens/bathrooms

✔️ aim for clean, modern, and neutral

Small updates often produce a big impact without large costs.

6️⃣ Be ready with comparable sales

You know your neighbourhood better than the appraiser.

✔️ recent sales of similar homes

✔️ features that differ from comparables

✔️ unique upgrades or lot advantages

Sharing this information can help the appraiser understand your home’s position in the market.

7️⃣ Secure or remove pets during the visit

Even friendly pets can distract or stress an appraiser.

✔️ crate pets

✔️ arrange temporary care

✔️ block off pet areas if needed

A calm, distraction-free inspection helps the process move smoothly.

7️⃣½ Respect the appraiser’s process

Following the appraiser around can slow them down or make the inspection uncomfortable.

✔️ be available for questions

✔️ avoid hovering

✔️ save comments until the end

This ensures they can complete their work accurately and efficiently.

💬 Final Thought

A well-prepared home can positively influence its appraised value — and a strong valuation can be the key to refinancing, securing better terms, or completing a purchase. Taking the time to prepare pays off.

If you’d like help planning a refinance or understanding how appraisals affect mortgage approvals, message The Frontline Mortgage Group and we’ll walk you through it.