Thinking about buying your first place? Before you jump straight into detached homes, condos and townhomes might actually be the smarter move — depending on your budget, lifestyle, and long-term plans.

Here are the biggest advantages and disadvantages to help you decide 👇

1️⃣ More affordable than detached homes

Condos and townhomes often cost significantly less because the footprint is smaller and walls are shared.

✔️ lower mortgage

✔️ lower utilities

✔️ easier qualification

Great for first-time buyers or downsizers.

2️⃣ No exterior maintenance

Your monthly condo fees cover most exterior upkeep so you don’t have to worry about major repairs or seasonal work.

✔️ exterior maintenance

✔️ groundskeeping

✔️ roofing and building repairs

Perfect for busy professionals or anyone who wants low-maintenance living.

3️⃣ Amenities included

Many condo buildings offer extras you wouldn’t typically pay for with a detached home.

✔️ gyms

✔️ pools

✔️ common rooms

These amenities add convenience and lifestyle value.

4️⃣ Added security

A controlled building entrance plus your own unit door offers peace of mind for many buyers.

✔️ great for seniors

✔️ great for single residents

✔️ great for shift workers

Security is a major advantage for condo living.

5️⃣ Built-in community feel

Condos often host events, meetings, and gatherings where owners get to know each other.

✔️ social events

✔️ neighbour connections

✔️ involvement in decisions

This creates a community atmosphere that some buyers really appreciate.

💬 Final Thought

Condos and townhomes can be an excellent entry point into homeownership — but only when you understand the fees, rules, and long-term obligations. The right guidance helps you compare both options and avoid expensive surprises.

If you’d like help deciding whether a condo or detached home fits your budget and goals, message The Frontline Mortgage Group and we’ll walk you through it step-by-step.